To set up direct deposit for your paycheck or another regular funds transfer into your bank account, you typically have to provide an actual paper check from your checkbook. To protect your account and prevent anyone from filling out and trying to cash one of your checks, you provide what is called a voided check. This is far less esoteric than it sounds: It simply means you have written "VOID" across the face of the check so no one can use it.
Take an unused check from your checkbook for the account into which you want the funds deposited.
Use a black pen or marker and write "VOID" in large letters across the front of the blank check. This prevents anyone from filling it out and trying to cash it.
Submit your voided check, along with the completed direct deposit authorization form, to your employer.
- Some employers may be able to set up your direct deposit using only a deposit slip from your account, so ask if that is an option before providing a voided check.
As a national security analyst for the U.S. government, Molly Thompson wrote extensively for classified USG publications. Thompson established and runs a strategic analysis company, is a professional genealogist and participates in numerous community organizations.Thompson holds degrees from Wellesley and Georgetown in psychology, political science and international relations.