Pay Cash for a Car

    How to Save Money Paying Cash for a Car

    How to Save Money Paying Cash for a Car

    Purchasing a used or new car with cash is one option available to car buyers. But unless you're affluent, you have to save up enough money first. According to the results of a ...

    Should I Pay Cash for a New Car?

    Should I Pay Cash for a New Car?

    Plunking down a wad of bills for a new car may make sense for some, but the benefits of paying cash depend on your overall financial situation. When dealers offer rebates or ...

    Do You Have to Pay After a Repossession?

    Do You Have to Pay After a Repossession?

    Once you get behind on your car payments, it's often difficult to get caught up. Late payments may lead to your car being repossessed from your home or your work. If you want to ...

    How to Pay for a Car With Credit

    How to Pay for a Car With Credit

    Before driving a car off the lot, you must first pay for the vehicle. Unless you have the funds in cash, pay for the car with credit. Using credit to buy a car means taking out a ...

    More Pay Cash for a Car Picks

    What Happens if I Cash Out My 401(k)?

    In turbulent financial times, it's often tempting to pocket some extra money by cashing out a 401(k). It is true that if you have a 401(k) in your name, you can access the funds ...

    Can You Cash Out a Pension Plan Before 50?

    Uncle Sam benevolently encourages retirement savings with tax-advantaged pension plans, including 401(k) and 403(b) plans. However, the benevolence only extends as long as you use ...

    How to Buy a Cooperative Apartment

    A cooperative apartment, commonly referred to as a co-op, is a residential building that is legally structured in a different way than regular condominiums. The co-op structure ...

    How Much Tax Do You Pay on a Cashed Out 403(b)?

    Job changes are becoming the norm rather than the exception. If you've moved on from your job at a non-profit and are considering cashing out your 403(b) plan, you need to know ...

    Options for Borrowing Against a Vehicle

    If you are strapped for cash and cannot get a loan from your bank or credit union, borrowing against your vehicle is an option. It is likely to be, however, considered a predatory ...

    What Is the Difference Between Cash Transfers & In-Kind Benefits?

    As you start out in life and begin to build financially for the future, it is important to take advantage of any benefits available to you. Government benefits can fall into two ...

    Why Should a Title Search Be Done When Paying for the Home in Cash?

    Buying a house for cash eliminates the need to apply for a loan and wait for approval. Even though the sale can move fast, there are other issues to consider. It's still wise to ...

    What Can I Do if I Don't Qualify for a Loan Modification Nor Loan Refinance?

    If you can no longer afford your mortgage due to a job loss or an interest rate hike, you can ask your lender about refinancing or a loan modification plan. A lack of equity, ...

    The Disadvantage & Advantage of Short-Term Financing

    Short-term financing is a method of raising funds involving financial obligations that need to be repaid within a year or less. It is a fast and flexible way for companies to ...

    Are Wedding Gifts Taxable?

    Weddings often involve large ceremonies with over a hundred guests who bring gifts to support the new couple in their lives together. The value of the gifts you receive at your ...

    What Can I Do If My Car Is Repossessed & I Can't Pay the Difference After Auction?

    After your car is repossessed, you usually have a small amount of time to pay your past-due balance and retrieve the car. If you can't, lenders can sell your car at auction, often ...

    What Expenses Can Be Incurred at the Hospital When Having a Baby?

    Having a baby is not an inexpensive proposition. In fact, 25 percent of new parents wind up paying more than $2,000 for out-of-pocket expenses associated with a typical delivery, ...

    How Are Stockholders Paid?

    If you're a stockholder in a corporation, that makes you a part owner, not an employee—although you can be both. Many employees own stock in the companies they work for. ...

    How to Pay a Defaulted Car Loan

    When a car loan has gone unpaid for more than 30 days, it goes into default. Default loans are subject to penalties and late fees. If left unpaid for an extended period -- 120 ...

    What Is a Call Provision?

    Bonds are nothing more than loans. When you buy a bond from a company or government for, say, $1,000, you're lending that issuer $1,000 for a while. As long as you own the bond, ...

    What Happens if I Default on Margin Debt?

    Buying on margin is a way for investors to increase their buying power without having the cash on hand. It is effectively a loan from the brokerage firm, with the stock within the ...

    How do Cash Rebates Work

    Cash rebates work like manufacturer coupons, with a twist. Rebates offer discounts on products you purchase, but some rebates have terms that require you to take a few extra steps ...

    Three Options to Protect Your Car in a Bankruptcy

    Filing for bankruptcy can be overwhelming, especially for newlyweds. While you can usually keep your vehicle if you file Chapter 13 bankruptcy, your car may be in danger if you ...

    What Happens if an Individual Refuses to Pay a Promissory Note?

    People sign promissory notes to take on different types of debt. The type of debt you acquired when you signed the promissory note will determine what happens when you default on ...

    What Is a Non-Owners Policy?

    If you regularly rent cars or like to borrow a friend's car in a pinch, you might not be aware of the financial risks if you cause an accident. Even if your friend has auto ...

    Do You Tell a Car Dealership How Much You Want to Pay a Month?

    There is no shortage of advice on negotiating the purchase of a car. Although the research potential of the Internet empowers you to enter negotiations armed with a lot of ...

    How Much Should You Tip Your Childcare Provider?

    Tipping your childcare providers every time they looked after you kids would soon burn a pretty big hole in your pocket. As such, it's generally considered appropriate to offer ...

    The Tax Benefits of Gifts Vs. Donations

    Anytime you or your partner can give a gift or donation, it’s a way to show your charitable side and you may qualify for some tax breaks as well. While donations to ...

    Budgeting While Unemployed

    You already know that when you lose your job, the first thing you must do is get in the unemployment line. The second thing you must do is start sending out resumes. But you might ...

    IRS Rules on Gift Tax

    Gift-giving can be a thoughtful way to honor or assist friends and family, but too much generosity can potentially increase your taxes. The Internal Revenue service imposes a ...

    Does Bringing Cash to a Car Dealership Matter?

    Cold cash can change the whole dynamic of your interaction with a car dealer. It eliminates the need to finance, the main source of profit for many dealers. It can help you to ...

    Rental Income Tax Questions

    Home ownership is a goal that many couples set for themselves, but buying a home can stretch budgets even when interest rates are low. Renting out part of a home or renting out an ...

    Can a Homeowner Sue the HOA for Not Following the CC&R's Rules & Regulations?

    Your home is your castle. But when your castle is a condominium or planned-unit housing development governed by a homeowners association, other homeowners have the right to limit ...

    How to Rent an Apartment With No Job

    Renting an apartment typically requires proof of income, good credit and a steady job to ensure you can continue paying into the future. If you have a nontraditional source of ...

    What Is a MoneyGram?

    MoneyGram is one of the largest wire transfer companies in the world. Customers use MoneyGram services to transfer money, make bill payments, purchase money orders, and arrange ...

    Do You Get the Title Right Away When Paying Cash for a House?

    Buying a house will probably be one of the largest expenses you have in your lifetime. Most people utilize a mortgage loan to finance the purchase; however, if you are disciplined ...

    How Can I Pull Out My Money From My 401(k)?

    A 401(k) is a tax-deferred retirement account. If your short-term cash needs outweigh your desire to build a retirement nest egg, you may feel tempted to raid your retirement ...

    90-Day Short-Term Loans

    If you need cash to cover an unexpected expense or you've fallen behind on your monthly bills, a short-term loan can help keep you financially afloat. A 90-day loan is one option ...

    Things to Know About Bank Loans

    Banks provide the money to finance people's dreams, whether the dream is a new car, a first home or even a line of credit for a vacation. Since lending has many diverse ...

    How to Calculate Net Change in Cash From a Cash Flow Statement

    Companies rely on cash to keep the wheels of their operations turning. They use cash for payroll, asset purchases and many other purposes. The net change in cash is the amount by ...

    How to Cash Different Types of Checks

    Cashing a check seems like it should be just like riding a bicycle: If you've done it once, you'll always remember how. That's not necessarily true, however. Banks often have ...

    Can I Cash in My IRA to Pay for College?

    As the name suggests, Individual Retirement Accounts (IRAs) are supposed to help you save for retirement. However, if you need to pay for college now so that you can get a job for ...

    Do I Have the Right to Choose Who I Want to Handle My Estate After I Die Even If I'm Not Married?

    One of the basic rights of any adult – assuming the adult is of sound mind – is that of deciding who he wants to handle his affairs when he dies. The act of marriage ...

    The Result of Paying a Cash Dividend on Stockholder's Equity

    Stockholders' equity, also referred to as shareholders' equity, includes the cumulative profits earned by a company plus the capital contributed by its shareholders. It can be ...

    How to Calculate Perpetuity Values

    A perpetual cash flow theoretically has infinite value. Yet payments that you receive in the future are not worth as much to you as money you have now. To better gauge the worth ...

    The Effects of Declaring and Paying Cash Dividends

    You may be thinking of investing in a stock that pays investors cash dividends. While companies pay those distributions out of their cash flow, they generally only do so when ...

    What Is a Chattel Mortgage?

    The word mortgage usually relates to a residence, but a chattel mortgage has nothing to do with real estate. It's a loan arrangement for movable property like vehicles and ...

    What Percentage of Taxes Do You Pay If You Took a Cash Payment on an IRA?

    Though individual retirement accounts are intended to save for after you're done working, there's no law that prohibits you from taking out your money whenever you want. You just ...

    How Much Do You Pay in Taxes If You Cash Out Your Retirement Early?

    Your company-sponsored 401(k) or individual retirement account may have a large balance, but be careful about using it as your personal piggy bank. Early withdrawals come with a ...

    How to Challenge a Mortgage Denial

    If a lender didn't approve you for a mortgage loan, according to federal law, the denial letter you receive has to tell you specifically why. Whether you're denied for not having ...

    How Much Will You Save by Paying Cash?

    Swipe your card, sign your name, and your transaction at the cash register is complete. Paying with credit -- credit cards, auto loans or mortgage loans -- is a promise to later ...

    How to Find Out My Retirement Contributions

    Imagine finding out one day that your retirement contributions are missing from your account. With your future on shaky financial ground, naturally you would be distraught. You ...

    The Advantages & Disadvantages of Using Cash vs. Credit

    The U.S. economy isn't only consumer-driven; it's also plastic-driven. Buying with credit offers some perks. You can make more immediate purchases, get rewards on credit cards and ...

    When Renting a Car Do You Also Pay for Mileage?

    If your boss is picking up the tab for business travel, you might not pay too much attention to the number of miles you put on your rental car. It's a different matter if the ...

    How to Use a Letter of Credit As Collateral

    Rather than asking each party to an agreement to trust the other, letters of credit give assurances to both parties that the money for a deal will be there when needed. A letter ...

    Cash Flow vs. Cash Position

    “Cash flow” and “cash position” are terms relating to the amount of money you have and when you have it, important pieces of information to know for your ...

    Can a Person Pay for a Car Rental With a Debit Card?

    Your ability to pay for a car rental with a debit card varies by company. Some accept debit cards with stipulations, such as maintaining a certain level of cash balance in an ...

    When You Lease a Car, Who Pays for Maintenance?

    Leasing a car instead of buying has several advantages. It allows you to drive a nicer vehicle than you might otherwise afford, and you don't need a large down payment. At the end ...

    Is It More Economical to Rent or Buy an Auto?

    Buying a car is a major expense for anyone and can be stressful for young couples. However, a vehicle can also be an expression of who you are and where you're going. Deciding ...