When you own a mutual fund, you will receive an annual report each year that shows how well the fund did in the preceding 12 months. All mutual funds also list their performance figures in the prospectus, which in many cases is available online. If you are an account holder with online access, you can log on to your account, check the performance of the fund and calculate your own return on investment.
Items you will need
- Mutual fund statements
Review the mutual fund statement you received at the beginning of the year. Note the net asset value of the fund.
Check the most recent mutual fund statement you received. Check the current net asset value of the fund.
Subtract the net asset value at the beginning of the year from the net asset value at the end of the year. For instance, if your mutual fund had a NAV of $19.00 per share at the beginning of the year and it has a NAV of $20.00 now, it gained $1.00 throughout the year.
Add any distributions that were paid throughout the year. These distributions are shown on your monthly statements. Add those distributions to the figure you calculated in step 3.
Divide the figure you calculated in step 4 by the net asset value at the beginning of the year. This is the total return of your mutual fund.
- Jupiterimages/Photos.com/Getty Images
- How to Calculate the Return on an Investment with Recurring Expenses
- How to Calculate the Return for a Mutual Fund
- How to Calculate Rate of Return on a Price-Weighted Index
- How to Calculate Expected Return Using Excel
- How to Calculate the Annual Rate of Return on a Bond
- How to Calculate Equity Return
- How to Calculate Downside Deviation
- How to Calculate a 401(k) Annual Return
- How to Calculate a Change in Return on Equity
- How to Account for Reinvested Dividends When Calculating a Portfolio Return